Personal Tax Calculator Nigeria (PAYE)

Calculate 2026 PAYE in minutes. See tax, take home, and deductions instantly.

Calculate your 2026 PAYE in minutes. See tax due, take-home, and deductions instantly.

Input period

Enter your amounts as annual values.

Calculations are annual. Monthly inputs are multiplied by 12.

Total Annual Income (Gross)

₦

Based on the 2026 Tax Act (Section 31). We annualize monthly entries automatically.

Pension Contribution (Annual)

Typical employee rate: 8% of gross pay.

₦

National Housing Fund (NHF) (Annual)

Typical rate: 2.5% of basic salary (if applicable).

₦

Rent Paid (Annual) (for Rent Relief)

₦

Other eligible deductions (if applicable)

Enter only what applies. These reduce your chargeable income like pension and NHF.

Keep receipts or statements for filing.

NHIS Contributions (Annual)

Payments into NHIS or an approved health insurance plan.

₦

Life Insurance / Deferred Annuity (Annual)

Premiums on your life or your spouse's life.

₦

Owner-Occupied Home Loan Interest (Annual)

Interest portion only on a loan used to develop a home you live in.

₦

Results preview

Fill in the form to instantly see your tax breakdown.

Total tax

Take-home

Deductions

PAYE bands appliedReliefs includedAnnual + monthly view